I remember buying my first home. Single working gal, 27 years old ( I was renting since I was 22)
I didn't know a realtor and I jumped at the first new townhome I saw. They assured me that the area was soon to be totally renovated and they I should not worry, and  that the property would rise in value year by year. NOT!
Please...do your homework.  I am here to help YOU.

Buying your first home is both exciting and nerveracking! There are many factors invovled, some you may not have even considered. 
The following is a checklist I put together to help you put your thoughts together!
  
1.   What area do you want to live? 
      Close to work? Away from city lights? Close to downtown activity?
2.   How much can you afford? 
      Click on link below "How Much Real Estate Can I Afford?"
3.   Do you have a down payment?
         You do not HAVE to have a down payment, but if you don't, you need to have a  
          good credit score and proof of employment for at least 2 years. 
          AND, the interest rate will be higher on a 100% loan. 
      Click on link below  "Grow your Downpayment"
4.   How is your credit score?   
      You can check your score 1 time annually for free at www.annualcreditreport.com
      You want to be sure to have good credit when app;lying for a loan.
      Click link below  "How to Devop a Killer Credit Score"
5.   If you are considering buying a home soon. DO NOT buy any toys!  
       Cars, Boats, etc.!
      It will make a difference to lenders you apply to.     
Call me anytime for any questions you have. I have been around, and ......
I am here to help you!